We do not offer financing at this time.
If your payment plan includes a supplemental loan to your cash budget,
please have your financing plans put together before contacting us. Thank you.

1. Check Your Budget

What is the total cost of the tiny home you want to build?
Calculate Tiny Home Cost
Do you have 25% of the total cost of the tiny home in cash?
How much of a loan do you need, and how much can you realistically expect to receive from your institution?
Loan Calculator

2. Check Requirements

Mortgage Option Requirements:
Mortgage Option is no longer available!

We are working on other options but do not have any financing to offer at this time, and we do not know if or when it will become available.

Other Finance Options: (Lightstream RV Loan)
1. $100,000 limit – questionable success at this amount, we are seeing 50K or lower usually.
2. All trailer types allowed
3. 400 sf maximum size
4. Unrestricted Parking
5. Can provide approval of application
6. Insure with Strategic or other
7. Delivery options open

It is important that you research what your lender will require before assuming that they will lend to you for a tiny home on wheels. Most people are using some combination of retirement, HELOCs, and/or personal loans to fill out their cash budget.

3. Apply

You can apply for a build slot at anytime, but we will wait to move forward with Reservations until you have received your loan approval. We will then work with you on how to secure your build slot in our schedule.

mitchcraft tiny home
"After doing a great deal of research on the larger outfits, most of whom offered cookie-cutter models, I stumbled upon Mitch and Mitchcraft Tiny Homes. Together with Mitch, I was able to design a completely custom, 100% off-grid house incorporating my own tastes coupled with Mitch’s expertise and know-how."
Davis Clayson

Colorado